Capital generation and return metrics in Europe
Despite its ease of calculation, capital generation and return—measured as a change in eligible own funds—may not be the most useful metric.
In 2021, Milliman conducted its third biennial broad-based survey on term life insurance. The survey captured historical data for key industry competitors, as well as company perspectives on a range of issues pertaining to these products into the future. Survey topics and questions were determined based on input from participants in the 2019 survey, as well as Milliman consultants. We discuss term sales details, and then cover the drivers of pricing, such as: